Your trust is our priority.
Numerica Credit Union is dedicated to protecting member privacy. Our policy details how we collect, use, and safeguard your financial and personal data, ensuring transparency and security in all our operations. We explain your choices and rights concerning your information.
At Numerica Credit Union, safeguarding your personal and financial information is a core principle of our relationship. This privacy policy explains our practices regarding data collection, usage, and protection, reflecting our unwavering commitment to maintaining your trust. We understand that the security of your information is paramount, especially in financial matters.
This document serves as a transparent guide to how we handle the information you share with us. It outlines the measures we take to keep your data secure and provides clarity on your rights as a member. Our goal is to ensure you feel confident and informed about the privacy standards upheld by Numerica Credit Union.
Numerica Credit Union collects various types of information to provide you with financial services, manage your accounts, and comply with legal obligations. This includes personal identifiers like your name, address, Social Security number, and contact details, as well as financial information such as account balances, transaction history, and creditworthiness. We gather this data from applications, transactions, and interactions with our services.
We only use your information for legitimate business purposes and in ways that are consistent with this policy and applicable laws, such as the Gramm-Leach-Bliley Act (GLBA).
Numerica Credit Union employs a combination of physical, electronic, and procedural safeguards to protect your nonpublic personal information. We maintain secure computer networks, use encryption for sensitive data transmission, and restrict access to your information to only those employees who need it to provide services to you. Our security protocols are regularly reviewed and updated to address evolving threats.
"Your financial security is our priority. We invest in robust technologies and practices to ensure your data remains confidential and protected from unauthorized access."
You have important choices regarding your personal data. Numerica Credit Union provides options for limiting the sharing of certain information with non-affiliated third parties, as permitted by law. We will clearly communicate these options to you, allowing you to make informed decisions about your privacy preferences. You can typically find these options in our annual privacy notices.
| Information Type | Collection Method | Primary Usage | Sharing Practices |
|---|---|---|---|
| Personal Identifiers (Name, SSN) | Account applications, loan forms | Identity verification, account opening | With affiliates for service delivery, non-affiliates with consent |
| Financial Transaction Data | Account activity, payment history | Account management, fraud detection | With service providers for processing, regulators for compliance |
| Online Activity Data (IP Address) | Website visits, online banking usage | Website improvement, security monitoring | Aggregated for analytics, not individually identifiable |
Numerica Credit Union